:root{
  --blue-900:#0E1E33; --blue-800:#15294A; --blue-700:#1E3A63; --blue-600:#2B4E7E;
  --slate:#51607A; --slate-soft:#8A97AC; --line-soft:#E3E8EF;
  --coral:#E5392B; --coral-bright:#FF5A4D; --coral-tint:#FDECEA;
  --pos:#2E9E6B;
  --radius:12px; --radius-sm:8px; --maxw:1120px;
  --header-h:64px;
}
html[data-theme="light"]{
  --bg:#FBFCFD; --surface:#FFFFFF; --surface-2:#F4F6F9; --border:#E3E8EF;
  --text:#0E1E33; --text-soft:#51607A; --text-mute:#8A97AC;
  --accent:#E5392B; --accent-soft:#FDECEA; --grid:#EDF1F6; --track:#E7ECF2; --header-bg:rgba(251,252,253,.86);
  --field:#F1F5FA; --field-border:#D5DEEA; --field-focus-bg:#FFFFFF; --field-ring:rgba(229,57,43,.13);
  --select-caret:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%238A97AC' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
}
html[data-theme="dark"]{
  --bg:#0E1E33; --surface:#15294A; --surface-2:#1E3A63; --border:#284A73;
  --text:#EAF1F8; --text-soft:#A9B8CC; --text-mute:#70839B;
  --accent:#FF5A4D; --accent-soft:#33201F; --grid:#1E3656; --track:#22436E; --header-bg:rgba(14,30,51,.86);
  --field:rgba(255,255,255,.055); --field-border:rgba(255,255,255,.14); --field-focus-bg:rgba(255,255,255,.09); --field-ring:rgba(255,90,77,.22);
  --select-caret:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23A9B8CC' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
}
*{margin:0;padding:0;box-sizing:border-box}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
html{scroll-behavior:smooth}
body{
  font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-weight:400; background:var(--bg); color:var(--text); line-height:1.55; font-size:15px;
  -webkit-font-smoothing:antialiased; padding-top:var(--header-h);
}
h1,h2,h3,h4{font-weight:500;letter-spacing:-.01em;line-height:1.18}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
.skip-link{position:fixed;z-index:1000;top:8px;left:8px;padding:10px 14px;border-radius:8px;background:var(--text);color:var(--bg);transform:translateY(-150%)}
.skip-link:focus{transform:none}
.tnum{font-variant-numeric:tabular-nums}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}

header.nav{
  position:fixed;top:0;left:0;right:0;height:var(--header-h);z-index:100;
  background:var(--header-bg);border-bottom:1px solid var(--border);
}
.nav-inner{max-width:var(--maxw);margin:0 auto;height:100%;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:9px;font-size:18px;font-weight:500;color:var(--text)}
.brand .dot{width:9px;height:9px;border-radius:50%;background:var(--accent)}
.brand b{font-weight:500} .brand .b2{color:var(--accent)}
.nav-tabs{display:flex;gap:4px}
.tab{
  padding:9px 14px;border-radius:var(--radius-sm);font-size:14px;color:var(--text-soft);
  background:none;border:1px solid transparent;transition:color .15s,background .15s;white-space:nowrap;
}
.tab:hover{color:var(--text);background:var(--surface-2)}
.tab.active{color:var(--text);background:var(--surface-2);border-color:var(--border)}
.nav-right{display:flex;align-items:center;gap:10px}
.theme-btn{width:38px;height:38px;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);color:var(--text-soft);font-size:15px}
.theme-btn:hover{color:var(--accent)}
@media(max-width:880px){
  .nav-tabs{position:fixed;top:var(--header-h);left:0;right:0;background:var(--surface);border-bottom:1px solid var(--border);padding:8px 12px;overflow-x:auto;gap:6px}
  body{padding-top:calc(var(--header-h) + 54px)}
  .brand span.full{display:none}
}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:14px;padding:11px 18px;border-radius:var(--radius-sm);border:1px solid transparent;transition:background .15s,border-color .15s}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--coral-bright)}
.btn-ghost{background:var(--surface);color:var(--text);border-color:var(--border)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent)}
.btn-block{width:100%}
.btn[disabled]{opacity:.45;cursor:not-allowed;animation:none}

.page{display:none}
.page.active{display:block;animation:rise .3s ease}
@keyframes rise{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.phead{padding:46px 0 8px}
.phead .eye{font-size:12.5px;color:var(--accent);letter-spacing:.03em}
.phead h1{font-size:clamp(26px,4vw,38px);margin-top:8px;max-width:18ch}
.phead p{color:var(--text-soft);margin-top:12px;max-width:62ch;font-size:15.5px}

section.block{padding:26px 0}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px}
.card + .card{margin-top:18px}
.card h3{font-size:18px} .card .sub{color:var(--text-soft);font-size:13.5px;margin-top:4px}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:1fr 1fr} .g3{grid-template-columns:repeat(3,1fr)} .g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:820px){.g2,.g3,.g4{grid-template-columns:1fr}}

label.field{display:block;font-size:13px;color:var(--text-soft);margin-top:0}
label.field small{display:block;color:var(--text-mute);font-size:11.5px;margin-top:1px}
input[type=number],input[type=text],input[type=email],input[type=search],input[type=date],textarea,select{
  width:100%;margin-top:7px;padding:11px 13px;font-size:15px;font-family:inherit;font-weight:400;
  background-color:var(--field);color:var(--text);border:1px solid var(--field-border);border-radius:10px;font-variant-numeric:tabular-nums;
  transition:border-color .18s ease,background .18s ease,box-shadow .18s ease;
}
input::placeholder,textarea::placeholder{color:var(--text-mute);opacity:1}
select{
  -webkit-appearance:none;appearance:none;padding-right:36px;cursor:pointer;
  background-image:var(--select-caret);background-repeat:no-repeat;background-position:right 12px center;background-size:12px;
}
textarea{resize:vertical;min-height:84px}
input:hover:not(:focus),select:hover:not(:focus),textarea:hover:not(:focus){border-color:var(--slate-soft)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);background-color:var(--field-focus-bg);box-shadow:0 0 0 3px var(--field-ring)}
button:focus-visible,a:focus-visible,input[type=range]:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.range{margin-top:0}
.range-top{display:flex;justify-content:space-between;align-items:baseline;font-size:13px;color:var(--text-soft)}
.range-top b{font-weight:500;font-size:16px;color:var(--text)}
input[type=range]{width:100%;margin-top:8px;accent-color:var(--accent);height:26px}
.seg{display:flex;gap:6px;margin-top:7px;flex-wrap:wrap}
.seg button{flex:1;min-width:60px;padding:9px 8px;font-size:13px;background:var(--field);color:var(--text-soft);border:1px solid var(--field-border);border-radius:var(--radius-sm);transition:background .16s ease,border-color .16s ease,color .16s ease}
.seg button:hover:not(.on){border-color:var(--slate-soft);color:var(--text)}
.seg button.on{background:var(--accent);border-color:var(--accent);color:#fff}
.switch-row{display:flex;align-items:center;gap:11px;margin-top:16px;font-size:13.5px;color:var(--text-soft)}
.sw{position:relative;width:42px;height:23px;border:1px solid var(--field-border);border-radius:999px;background:var(--field);flex:0 0 auto;transition:background .18s ease,border-color .18s ease}
.sw::after{content:"";position:absolute;top:2px;left:2px;width:17px;height:17px;border-radius:50%;background:var(--text-mute);transition:left .18s,background .18s}
.sw.on{border-color:var(--accent)} .sw.on::after{left:21px;background:var(--accent)}

.kpis{display:grid;gap:12px;grid-template-columns:repeat(3,1fr)}
@media(max-width:640px){.kpis{grid-template-columns:1fr}}
.kpi{background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius-sm);padding:16px}
.kpi .l{font-size:12px;color:var(--text-soft)} .kpi .v{font-size:24px;font-weight:500;margin-top:5px;font-variant-numeric:tabular-nums}
.kpi.accent{border-color:var(--accent)} .kpi.accent .v{color:var(--accent)}
.kpi .v.pos{color:var(--accent)}
.anim{animation:pop .3s ease}
@keyframes pop{from{opacity:.4;transform:translateY(3px)}to{opacity:1;transform:none}}

.chartwrap{margin-top:18px}
.chartbox{position:relative;height:300px}
@media(max-width:560px){.chartbox{height:240px}}
.legend{display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));margin-top:16px}
.lg{border:1px solid var(--border);border-radius:var(--radius-sm);padding:12px 14px;background:var(--surface-2)}
.lg .nm{display:flex;align-items:center;gap:8px;font-size:12.5px;color:var(--text-soft)}
.lg .sw2{width:10px;height:10px;border-radius:2px;flex:0 0 auto}
.lg .val{font-size:17px;font-weight:500;margin-top:5px;font-variant-numeric:tabular-nums}
.lg .yr{font-size:11px;color:var(--text-mute)}

table.cmp{width:100%;border-collapse:collapse;margin-top:18px;font-size:13.5px}
table.cmp th{text-align:left;font-size:11px;letter-spacing:.04em;color:var(--text-mute);font-weight:500;padding:9px 10px;border-bottom:1px solid var(--border)}
table.cmp td{padding:11px 10px;border-bottom:1px solid var(--border);font-variant-numeric:tabular-nums}
table.cmp td:not(:first-child),table.cmp th:not(:first-child){text-align:right}
table.cmp tr.best td{background:var(--surface-2)}
table.cmp tr.best td:first-child::after{content:" · günstigste";color:var(--accent);font-size:11px}
.note{font-size:12px;color:var(--text-mute);margin-top:14px;line-height:1.5}

.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media(max-width:760px){.pillars{grid-template-columns:1fr}}
.pillar{border:1px solid var(--border);border-radius:var(--radius-sm);padding:18px;cursor:pointer;background:var(--surface-2);transition:border-color .15s}
.pillar:hover{border-color:var(--accent)}
.pillar.open{border-color:var(--accent)}
.pillar .pk{font-size:12px;color:var(--accent)} .pillar h4{font-size:16px;margin-top:6px}
.pillar .pbody{font-size:13.5px;color:var(--text-soft);margin-top:10px;display:none}
.pillar.open .pbody{display:block}
.limits{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:6px}
@media(max-width:640px){.limits{grid-template-columns:1fr}}
.limit{border:1px solid var(--border);border-radius:var(--radius-sm);padding:16px;background:var(--surface-2)}
.limit .lt{font-size:13px;color:var(--text-soft)} .limit .lv{font-size:22px;font-weight:500;margin-top:4px}
.bar{height:30px;border-radius:8px;background:var(--track);overflow:hidden;display:flex;margin-top:8px}
.bar .fill{background:var(--accent);height:100%;display:flex;align-items:center;padding:0 10px;color:#fff;font-size:12.5px;white-space:nowrap}
.bar .rest{display:flex;align-items:center;padding:0 10px;color:var(--text-soft);font-size:12.5px}

.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media(max-width:820px){.tiles{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.tiles{grid-template-columns:1fr}}
.tile{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;background:var(--surface);transition:border-color .15s}
.tile:hover{border-color:var(--accent)}
.tile .thumb{height:8px;background:var(--accent)}
.tile .tbody{padding:18px}
.tile .cat{font-size:11.5px;color:var(--accent)} .tile h4{font-size:16px;margin-top:7px} .tile p{font-size:13px;color:var(--text-soft);margin-top:7px}
.pro{position:relative;border:1px solid var(--border);border-radius:var(--radius);padding:26px;background:var(--surface-2);overflow:hidden}
.pro .lock{font-size:20px}
.pro h3{margin-top:8px;font-size:20px}
.pro p{color:var(--text-soft);font-size:14px;margin-top:8px;max-width:60ch}
.pro .preview{margin-top:16px;display:flex;gap:10px;flex-wrap:wrap}
.carousel{position:relative;border:1px solid var(--border);border-radius:var(--radius);padding:26px;background:var(--surface)}
.c-track{overflow:hidden}
.c-slide{display:none}
.c-slide.on{display:block;animation:rise .25s ease}
.c-num{font-size:13px;color:var(--accent)} .c-slide h4{font-size:20px;margin-top:8px} .c-slide p{color:var(--text-soft);margin-top:8px;font-size:14.5px;max-width:60ch}
.c-nav{display:flex;align-items:center;justify-content:space-between;margin-top:20px}
.c-dots{display:flex;gap:6px;flex-wrap:wrap} .c-dot{width:8px;height:8px;border-radius:50%;background:var(--track);border:none;padding:0}
.c-dot.on{background:var(--accent)}
.c-arrows{display:flex;gap:8px}
.c-arrows button{width:38px;height:38px;border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--surface);color:var(--text)}
.c-arrows button:hover{border-color:var(--accent);color:var(--accent)}

.steps-bar{display:flex;gap:6px;margin:4px 0 18px}
.steps-bar .s{flex:1;height:5px;border-radius:3px;background:var(--track)} .steps-bar .s.on{background:var(--accent)}
.qstep{display:none} .qstep.on{display:block;animation:rise .25s ease}
.opts{display:flex;flex-direction:column;gap:10px;margin-top:8px}
.opt{display:flex;align-items:center;gap:12px;border:1px solid var(--border);border-radius:var(--radius-sm);padding:14px 16px;cursor:pointer}
.opt:hover{border-color:var(--accent)} .opt.sel{border-color:var(--accent);background:var(--accent-soft)}
.opt input{accent-color:var(--accent);width:18px;height:18px}
.checklist{list-style:none;display:flex;flex-direction:column;gap:9px;margin-top:10px}
.checklist li{display:flex;align-items:flex-start;gap:11px;font-size:14px;color:var(--text-soft);padding:11px 13px;border:1px solid var(--border);border-radius:var(--radius-sm)}
.checklist input{margin-top:2px;width:17px;height:17px;accent-color:var(--accent)}
.checklist li.done{color:var(--text-mute);text-decoration:line-through}

.popup{position:fixed;right:18px;bottom:18px;width:320px;max-width:calc(100vw - 36px);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:18px;z-index:200;transform:translateY(150%);transition:transform .35s ease}
.popup.show{transform:none}
.popup.min{transform:translateY(calc(100% - 46px))}
.popup .ptop{display:flex;justify-content:space-between;align-items:center}
.popup h4{font-size:15px} .popup p{font-size:13px;color:var(--text-soft);margin-top:6px}
.popup .pmin{background:none;border:none;color:var(--text-mute);font-size:18px;line-height:1}
.popup .pform{display:flex;gap:8px;margin-top:12px}
.popup .pform input{margin-top:0}
.popup .pdone{font-size:13px;color:var(--pos);margin-top:10px;display:none}
.foot{border-top:1px solid var(--border);padding:30px 0 50px;margin-top:30px}
.foot p{font-size:12px;color:var(--text-mute);line-height:1.6;max-width:90ch}
.foot a{color:var(--text-soft)}
.foot-brand{font-size:17px;font-weight:500;color:var(--text);margin-bottom:10px}
.foot-brand .b2{color:var(--accent)}
.foot-disc{font-size:12px;color:var(--text-mute);line-height:1.6;max-width:90ch}
.foot-reg{font-size:12px;color:var(--text-soft);margin-top:10px}
.foot-links{margin-top:16px;display:flex;gap:18px;font-size:12px}
.foot-links a{color:var(--text-soft)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}

/* ===== Identitäts-Level-up (Logo, Signatur, Eyebrow) ===== */
header.nav::before{content:"";position:absolute;left:0;right:0;top:0;height:2px;background:var(--accent)}
.brand .logo-mark{display:inline-flex;width:24px;height:18px;color:var(--accent);flex:0 0 auto}
.brand .logo-mark svg{width:100%;height:100%;display:block}
.phead .eye{display:inline-flex;align-items:center;gap:9px}
.phead .eye::before{content:"";width:18px;height:2px;background:var(--accent);display:inline-block;flex:0 0 auto}
.btn-primary{transition:transform .12s ease,background .15s ease}
.btn-primary:hover{transform:translateY(-1px)}
.calc-card{cursor:pointer}
.calc-card .tbody{display:flex;flex-direction:column;gap:7px;align-items:flex-start}
.calc-card .tbody p{flex:1}
.calc-card .btn{margin-top:4px}
.calc-panel{display:none}
.calc-panel.on{display:block}
.calc-back{margin-bottom:14px}
.kpi .v.neg{color:var(--accent)}
.tile .thumb{display:none}
.calc-ic{width:40px;height:40px;border:1px solid var(--border);border-radius:4px;display:inline-flex;align-items:center;justify-content:center;color:var(--accent);margin-bottom:2px}
.calc-ic svg{width:22px;height:22px}
.kpis{border-top:1px solid var(--border);padding-top:18px}

/* ===== zusätze: zurücksetzen, newsletter, sankey, print ===== */
.calc-actions{display:flex;align-items:center;gap:14px;margin-top:14px;flex-wrap:wrap}
.link-btn{background:none;border:none;color:var(--text-mute);font-size:12.5px;padding:0;text-decoration:underline;text-underline-offset:2px}
.link-btn:hover{color:var(--accent)}
.nl{background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius);padding:24px}
.nl h3{font-size:18px} .nl p{color:var(--text-soft);font-size:13.5px;margin-top:6px;max-width:60ch}
.nl-form{display:flex;gap:10px;margin-top:16px;flex-wrap:wrap}
.nl-form input[type=email]{flex:1;min-width:200px;margin-top:0}
.nl-form .btn{flex:0 0 auto}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.bdg-metrics{display:flex;gap:12px;margin:16px 0 6px}
.bdg-metric{flex:1;border:1px solid var(--border);border-radius:var(--radius-sm);padding:14px 16px;background:var(--surface)}
.bdg-metric .ml{font-size:12px;color:var(--text-soft);margin-bottom:6px}
.bdg-metric .mv{font-size:22px;font-weight:500;color:var(--text);font-variant-numeric:tabular-nums}
.bdg-metric.pos .mv{color:var(--pos)}
.bdg-metric.neg .mv{color:var(--accent)}
@media(max-width:560px){.bdg-metrics{flex-direction:column}}
.bdg-toolbar{display:flex;gap:8px;margin:6px 0 16px;flex-wrap:wrap}
.bdg-flowcard{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);padding:14px 16px}
.bdg-flowhead{font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--text-mute);margin-bottom:8px}
.bdg-sankey-wrap{width:100%;min-height:300px}
.bdg-sankey-wrap svg{width:100%;height:auto;display:block}
.bdg-empty{padding:46px 12px;text-align:center;color:var(--text-mute);font-size:14px}
.bdg-tip{position:fixed;z-index:9999;pointer-events:none;opacity:0;transition:opacity .12s;background:var(--text);color:var(--surface);font-size:12px;line-height:1.45;padding:7px 10px;border-radius:var(--radius-sm);box-shadow:0 4px 14px rgba(0,0,0,.18);max-width:250px}
.bdg-tip b{font-weight:500}
.bdg-advice{margin:18px 0;border:1px solid var(--border);border-left-width:3px;border-radius:var(--radius-sm);padding:16px 18px;background:var(--surface-2)}
.bdg-advice.pos{border-left-color:var(--pos)}
.bdg-advice.neg{border-left-color:var(--accent)}
.bdg-advice .bt{font-size:15px;font-weight:500;color:var(--text);margin-bottom:4px}
.bdg-advice .bd{font-size:13.5px;color:var(--text-soft);margin-bottom:12px}
.bdg-form{margin-top:18px;display:flex;flex-direction:column;gap:14px}
.bdg-group{border:1px solid var(--border);border-radius:var(--radius);padding:12px 14px;background:var(--surface)}
.bdg-cat{border-left:3px solid var(--cc,var(--border))}
.bdg-ghead{display:flex;align-items:center;gap:10px;margin-bottom:4px}
.bdg-gname{font-size:14px;font-weight:500;color:var(--text)}
.bdg-cname{flex:1;min-width:0;font-size:14px;font-weight:500;color:var(--text);background:transparent;border:none;border-bottom:1px solid transparent;padding:2px 0}
.bdg-cname:focus{outline:none;border-bottom-color:var(--accent)}
.bdg-gtot{margin-left:auto;font-size:14px;font-weight:500;color:var(--text);font-variant-numeric:tabular-nums;white-space:nowrap}
.bdg-row{display:flex;align-items:center;gap:8px;margin-top:8px}
.bdg-name{flex:1;min-width:0;font-size:14px;color:var(--text);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);padding:9px 11px;font-weight:400}
.bdg-name:focus,.bdg-amt:focus{outline:none;border-color:var(--accent)}
.bdg-stepper{display:flex;align-items:stretch;border:1px solid var(--border);border-radius:var(--radius-sm);overflow:hidden;background:var(--surface);flex:none}
.bdg-amt{width:92px;text-align:right;border:none;background:transparent;color:var(--text);font-size:14px;padding:9px 8px;font-variant-numeric:tabular-nums;font-weight:400;-moz-appearance:textfield}
.bdg-amt::-webkit-outer-spin-button,.bdg-amt::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.bdg-step{width:32px;border:none;background:var(--surface-2);color:var(--text-soft);font-size:17px;line-height:1;cursor:pointer;font-weight:400}
.bdg-step:hover{background:var(--accent-soft);color:var(--accent)}
.bdg-del{flex:none;width:32px;height:32px;display:inline-flex;align-items:center;justify-content:center;border:1px solid transparent;border-radius:var(--radius-sm);background:transparent;color:var(--text-mute);cursor:pointer}
.bdg-del:hover{color:var(--accent);background:var(--accent-soft)}
.bdg-del svg{width:15px;height:15px}
.bdg-add{margin-top:10px;width:100%;border:1px dashed var(--border);border-radius:var(--radius-sm);background:transparent;color:var(--text-soft);font-size:13px;padding:9px;cursor:pointer;font-weight:400}
.bdg-add:hover{border-color:var(--accent);color:var(--accent)}
.print-foot{display:none}

@media print{
  @page{margin:14mm}
  html,body{background:#fff!important;color:#000!important;padding-top:0!important}
  header.nav,.nav-tabs,.popup,.foot,.calc-actions,.calc-back,#calcHub,.nl,.theme-btn,.c-arrows,.steps-bar,form,.switch-row{display:none!important}
  .page{display:none!important} .page.active{display:block!important;animation:none!important}
  .calc-panel{display:none!important} .calc-panel.on{display:block!important}
  .card{border:1px solid #ccc!important;box-shadow:none!important;break-inside:avoid}
  .kpi{background:#fff!important;border:1px solid #ccc!important}
  .kpi .v,.kpi.accent .v,.kpi .v.pos,.kpi .v.neg{color:#000!important}
  .chartbox{height:300px!important;break-inside:avoid}
  canvas{max-width:100%!important}
  .phead p,.phead .eye{display:none!important}
  .print-foot{display:block!important;margin-top:18px;font-size:11px;color:#444;border-top:1px solid #ccc;padding-top:10px}
}

/* ===== Rechner-Export (PNG / PDF) ===== */
.calc-head{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;flex-wrap:wrap}
.calc-head h3{margin:0}
.calc-export{display:flex;gap:8px;flex:none}
.exp-btn{display:inline-flex;align-items:center;gap:5px;font-family:inherit;font-size:11px;font-weight:400;letter-spacing:.01em;color:var(--slate);background:transparent;border:.5px solid var(--slate-soft);border-radius:var(--radius-sm);padding:5px 9px;line-height:1;cursor:pointer;transition:border-color .15s,color .15s,background .15s;white-space:nowrap}
.exp-btn:hover{border-color:var(--slate);color:var(--blue-900);background:#fff}
.exp-btn:disabled{opacity:.55;cursor:progress}
.exp-btn svg{width:12px;height:12px;flex:none;stroke:currentColor}
@media(max-width:560px){.calc-export{width:100%}.exp-btn{flex:1;justify-content:center}}

/* Off-screen Report-Vorlage */
#expStage{position:fixed;left:-99999px;top:0;width:800px;background:#fff;z-index:-1;pointer-events:none}
.rep{width:800px;box-sizing:border-box;padding:40px 44px;background:#fff;color:var(--blue-900);font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;line-height:1.5}
.rep-head{display:flex;align-items:flex-end;justify-content:space-between;border-bottom:2px solid var(--blue-900);padding-bottom:14px}
.rep-brand{display:flex;align-items:center;gap:9px;font-size:21px;font-weight:600;letter-spacing:-.01em;color:var(--blue-900)}
.rep-brand .b2{color:var(--coral)}
.rep-brand svg{width:27px;height:auto;color:var(--coral)}
.rep-date{font-size:12px;color:var(--slate)}
.rep-title{margin:24px 0 4px;font-size:23px;font-weight:600;color:var(--blue-900)}
.rep-sub{font-size:13px;color:var(--slate);margin-bottom:8px}
.rep-sec{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--slate-soft);margin:26px 0 10px}
.rep-tbl{width:100%;border-collapse:collapse;font-size:13px}
.rep-tbl td{padding:8px 2px;border-bottom:.5px solid var(--line-soft)}
.rep-tbl td.k{color:var(--slate);text-align:left}
.rep-tbl td.v{text-align:right;font-variant-numeric:tabular-nums;font-weight:500;color:var(--blue-900)}
.rep-kpis{display:flex;gap:12px;margin-top:6px}
.rep-kpi{flex:1;border:.5px solid var(--line-soft);border-radius:var(--radius-sm);padding:14px}
.rep-kpi.accent{border-color:var(--coral);background:var(--coral-tint)}
.rep-kpi .l{font-size:11px;color:var(--slate);margin-bottom:6px}
.rep-kpi .v{font-size:19px;font-weight:600;font-variant-numeric:tabular-nums;color:var(--blue-900)}
.rep-kpi.accent .v{color:var(--coral)}
.rep-chart{margin-top:8px;text-align:center}
.rep-chart img{max-width:100%;height:auto}
.rep-cmp{width:100%;border-collapse:collapse;font-size:12px;margin-top:6px}
.rep-cmp th,.rep-cmp td{padding:7px 8px;border-bottom:.5px solid var(--line-soft);text-align:right;font-variant-numeric:tabular-nums}
.rep-cmp th:first-child,.rep-cmp td:first-child{text-align:left}
.rep-cmp th{font-size:10px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--slate-soft);border-bottom:1px solid var(--blue-900)}
.rep-foot{margin-top:30px;border-top:.5px solid var(--line-soft);padding-top:14px}
.rep-disc{font-size:10.5px;color:var(--slate-soft);line-height:1.5}
.rep-cta{margin-top:14px;background:var(--blue-900);color:#fff;border-radius:var(--radius-sm);padding:16px 18px}
.rep-cta b{color:#fff;font-size:14px;display:block;margin-bottom:3px}
.rep-cta span{font-size:12px;color:#C7D2E2}
.rep-cta .url{color:var(--coral-bright);font-weight:600}
.hero-cta{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.hero-trust{margin-top:12px;font-size:12.5px;color:var(--text-mute)}
/* ===== Vorsorge-Analyse: Ergebnis-Look ===== */
.g-result{border:1px solid var(--border);border-radius:18px;padding:22px 24px;background:var(--surface);margin-top:22px}
.g-headline{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
.g-big{font-size:36px;font-weight:600;font-variant-numeric:tabular-nums;line-height:1.05}
.g-big.gap{color:var(--accent)} .g-big.ok{color:var(--pos)}
.g-headline .lbl{font-size:14px;color:var(--text-soft)}
.g-verdict{font-size:14px;color:var(--text);margin-top:8px;line-height:1.55;max-width:62ch}
.g-bar2{display:flex;height:42px;border-radius:12px;overflow:hidden;margin-top:20px;background:var(--track)}
.g-bar2>div{display:flex;align-items:center;justify-content:center;color:#fff;font-size:12.5px;font-weight:500;white-space:nowrap;overflow:hidden}
.g-warn{margin-top:16px;border-left:3px solid var(--accent);background:var(--accent-soft);border-radius:0 12px 12px 0;padding:11px 15px;font-size:13px;color:var(--text);line-height:1.5}
.g-warn.ok{border-left-color:var(--pos);background:rgba(46,158,107,.10)}
.g-explain{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:12px;margin-top:18px}
.g-pill{border:1px solid var(--border);border-radius:14px;padding:13px 15px;background:var(--surface-2)}
.g-pill .pt{font-size:13.5px;font-weight:500;color:var(--text);margin-bottom:5px;display:flex;align-items:center;gap:8px}
.g-pill .pt .dot{width:10px;height:10px;border-radius:50%;flex:none}
.g-pill .pd{font-size:12px;color:var(--text-soft);line-height:1.5}
.g-cta-btn{margin-top:18px}
.g-more{margin-top:16px}
.g-more summary{cursor:pointer;font-size:12.5px;color:var(--text-soft);list-style:none}
.g-more summary::-webkit-details-marker{display:none}
.g-more summary::before{content:"\25B8  ";color:var(--text-mute)}
.g-more[open] summary::before{content:"\25BE  "}
.g-more .body{font-size:11.5px;color:var(--text-mute);line-height:1.65;margin-top:8px}
.g-gesamt{margin-top:10px;font-size:13.5px;color:var(--text-soft)}
.g-gesamt b{color:var(--accent);font-variant-numeric:tabular-nums}

/* ===== feinschliff: fluessigkeit & rechner-optik ===== */
.btn{transition:background .15s,border-color .15s,transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn-primary:hover{box-shadow:0 6px 16px rgba(229,57,43,.28)}
.tile{transition:border-color .18s,transform .18s,box-shadow .18s}
.tile.calc-card:hover{transform:translateY(-3px);border-color:var(--slate-soft);box-shadow:0 12px 28px rgba(14,30,51,.10)}
html[data-theme="dark"] .tile.calc-card:hover{box-shadow:0 12px 28px rgba(0,0,0,.35)}
.calc-panel.on{animation:rise .3s ease}
.card{box-shadow:0 1px 3px rgba(14,30,51,.04)}
.kpi{transition:border-color .15s,transform .15s}
.kpi:hover{border-color:var(--slate-soft)}
.kpi .v{letter-spacing:-.01em}
.lg{transition:border-color .15s}
.lg:hover{border-color:var(--slate-soft)}
.g-pill{transition:border-color .15s,transform .15s}
.g-pill:hover{border-color:var(--slate-soft);transform:translateY(-1px)}

/* range-slider: klarer, greifbarer */
input[type=range]{-webkit-appearance:none;appearance:none;background:transparent;cursor:pointer}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:var(--track)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--accent);border:3px solid var(--surface);box-shadow:0 1px 5px rgba(14,30,51,.30);margin-top:-7px;transition:transform .15s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}
input[type=range]::-moz-range-track{height:6px;border-radius:999px;background:var(--track)}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:var(--accent);border:3px solid var(--surface);box-shadow:0 1px 5px rgba(14,30,51,.30)}

/* eingaben: ruhiger fokus-uebergang */
input[type=number],input[type=text],input[type=email],select,textarea{transition:border-color .15s,box-shadow .15s}
input[type=number]:focus,input[type=text]:focus,input[type=email]:focus,select:focus{box-shadow:0 0 0 3px var(--accent-soft)}

/* ===== profi-look: rhythmus & typografie ===== */
.phead{padding-block:8px}
.phead h1{letter-spacing:-.025em;line-height:1.1}
.phead p{max-width:58ch;font-size:16px}
.nl h3{font-size:20px;letter-spacing:-.01em}
.nl p{max-width:52ch}

/* ===== scroll-reveal (dezent, seriös) ===== */
.reveal{opacity:0;transform:translateY(16px)}
.reveal.in{opacity:1;transform:none;
  transition:opacity .6s cubic-bezier(.22,.61,.36,1),transform .6s cubic-bezier(.22,.61,.36,1)}
@media (prefers-reduced-motion:reduce){.reveal,.reveal.in{opacity:1;transform:none;transition:none}}

/* ===== rechner: einheitlicher runder ergebnis-look ===== */
.kpi{border-radius:14px;padding:17px 18px}
.kpi .v{font-size:26px}
.lg{border-radius:14px;padding:13px 15px}
.chartwrap{border:1px solid var(--border);border-radius:16px;padding:16px 16px 8px;background:var(--surface-2);margin-top:18px}
.chartwrap .legend{margin-top:12px}
.calc-panel .card{border-radius:18px}
.g-more .body{font-size:12px}
@media (max-width:720px){ .kpi .v{font-size:22px} }

/* ===== hero: dezentes finanz-motiv ===== */
.hero-home{position:relative;isolation:isolate}
.hero-home>*:not(.hero-art){position:relative;z-index:1}
.hero-art{position:absolute;top:-6px;right:-8px;width:min(560px,48%);height:200px;
  z-index:0;pointer-events:none;opacity:.85;
  -webkit-mask-image:linear-gradient(to left,#000 55%,transparent 100%);
          mask-image:linear-gradient(to left,#000 55%,transparent 100%)}
.hero-art svg{width:100%;height:100%;display:block;overflow:visible}
.hero-art .s0{stop-color:var(--accent);stop-opacity:.16}
.hero-art .s1{stop-color:var(--accent);stop-opacity:0}
.hero-art .area{fill:url(#hgFill)}
.hero-art .line{stroke:var(--accent)}
.hero-art .line{stroke-dasharray:900;stroke-dashoffset:900;animation:hgDraw 2s cubic-bezier(.22,.61,.36,1) .25s forwards}
.hero-art .area{opacity:0;animation:hgFade .9s ease 1.5s forwards}
@keyframes hgDraw{to{stroke-dashoffset:0}}
@keyframes hgFade{to{opacity:1}}
@media (prefers-reduced-motion:reduce){
  .hero-art .line{stroke-dashoffset:0;animation:none}
  .hero-art .area{opacity:1;animation:none}
}
@media (max-width:900px){ .hero-art{display:none} }
.hero-home h1{font-size:clamp(30px,4.6vw,46px)}
.hero-cta{margin-top:22px}
.hero-trust{margin-top:14px;letter-spacing:.01em}

/* ===== artikel-kacheln: blog-look ===== */
.tile.art{cursor:pointer;display:flex;flex-direction:column}
.tile.art .tbody{display:flex;flex-direction:column;flex:1}
.tile.art h4{line-height:1.32;letter-spacing:-.01em}
.tile.art p{flex:1}
.art-meta{margin-top:14px;padding-top:12px;border-top:1px solid var(--border);
  font-size:11.5px;color:var(--text-mute);display:flex;align-items:center;justify-content:space-between;gap:10px}
.art-go{color:var(--accent);opacity:0;transform:translateX(-4px);
  transition:opacity .2s ease,transform .2s ease;margin-left:auto;white-space:nowrap}
.tile.art:hover{transform:translateY(-4px);border-color:var(--slate-soft);
  box-shadow:0 14px 32px rgba(14,30,51,.10)}
html[data-theme="dark"] .tile.art:hover{box-shadow:0 14px 32px rgba(0,0,0,.38)}
.tile.art:hover .art-go{opacity:1;transform:none}
.tile.art .thumb{transition:height .2s ease}
.tile.art:hover .thumb{height:11px}

/* ===== gestaffelte kachel-einblendung ===== */
.tile.rv{opacity:0;transform:translateY(18px)}
.tile.rv.in{opacity:1;transform:none;
  transition:opacity .5s cubic-bezier(.22,.61,.36,1),transform .5s cubic-bezier(.22,.61,.36,1)}

/* ===== weiche uebergaenge nav & schalter ===== */
.tab{transition:color .18s,background .18s,border-color .18s}
.pillar{transition:border-color .18s,transform .18s}
.pillar:hover{transform:translateY(-2px)}
.opt{transition:border-color .15s,background .15s,transform .12s}
.opt:hover{transform:translateX(2px)}

@media (prefers-reduced-motion:reduce){
  .tile.rv,.tile.rv.in{opacity:1;transform:none;transition:none}
  .tile.art:hover,.pillar:hover,.opt:hover{transform:none}
  .art-go{opacity:1;transform:none}
}

/* ===== interaktiver schnell-rechner auf der startseite ===== */
.qc{border:1px solid var(--border);border-radius:20px;padding:26px 28px;background:var(--surface);
  position:relative;overflow:hidden;box-shadow:0 2px 10px rgba(14,30,51,.05)}
html[data-theme="dark"] .qc{box-shadow:0 2px 14px rgba(0,0,0,.28)}
.qc::before{content:"";position:absolute;inset:-40% -10% auto auto;width:60%;height:220%;
  background:radial-gradient(closest-side,var(--accent-soft),transparent 70%);opacity:.7;pointer-events:none}
.qc>*{position:relative;z-index:1}
.qc-head{font-size:17px;color:var(--text-soft)}
.qc-head b{color:var(--text);font-weight:600}
.qc #qcRange{margin-top:14px}
.qc-out{margin-top:20px}
.qc-lbl{font-size:13px;color:var(--text-soft)}
.qc-big{font-size:clamp(38px,6.4vw,60px);font-weight:600;letter-spacing:-.03em;line-height:1.05;
  color:var(--accent);margin-top:4px}
.qc-sub{font-size:13px;color:var(--text-soft);margin-top:8px}
.qc-sub b{color:var(--text)}
.qc-cta{margin-top:22px}
@media (max-width:640px){ .qc{padding:22px 20px} }

/* ===== mobile: touch-tauglichkeit & platz ===== */

/* auf touch-geraeten gibt es kein hover -> "weiterlesen" immer zeigen */
@media (hover:none){
  .art-go{opacity:1;transform:none}
  .tile.art:hover{transform:none;box-shadow:none}
}

/* tab-leiste: scrollbar verstecken + rechts ausblenden als scroll-hinweis */
.nav-tabs{scrollbar-width:none;-ms-overflow-style:none;scroll-snap-type:x proximity}
.nav-tabs::-webkit-scrollbar{display:none}
.tab{scroll-snap-align:start}
@media(max-width:880px){
  .nav-tabs{-webkit-mask-image:linear-gradient(to right,#000 86%,transparent 100%);
            mask-image:linear-gradient(to right,#000 86%,transparent 100%)}
  .tab{padding-inline:13px;font-size:14px}
}

/* header: kurzer button-text auf schmalen screens */
.pb-short{display:none}
@media(max-width:880px){
  .pb-long{display:none}
  .pb-short{display:inline}
}

/* hero auf dem handy: buttons gleich breit, kompaktere trust-zeile */
@media(max-width:560px){
  .hero-cta{flex-direction:column;align-items:stretch}
  .hero-cta .btn{width:100%}
  .hero-trust{font-size:11.5px;line-height:1.5}
  .phead h1{font-size:clamp(28px,8.4vw,38px)}
  .qc-head{font-size:15.5px}
  .qc-big{font-size:clamp(32px,10.5vw,44px)}
  .qc-cta .btn{width:100%}
  .art-meta{margin-top:12px;padding-top:10px}
}

/* groessere tap-flaechen fuer regler auf touch */
@media (hover:none){
  input[type=range]{height:34px}
  input[type=range]::-webkit-slider-thumb{width:24px;height:24px;margin-top:-9px}
}

/* ===== mini-chart im live-rechner ===== */
.qc-chart{margin-top:20px}
.qc-chart svg{width:100%;height:auto;display:block;overflow:visible;
  animation:qcGrow .95s cubic-bezier(.22,.61,.36,1) .15s both}
@keyframes qcGrow{from{transform:scaleY(.04);opacity:0}to{transform:scaleY(1);opacity:1}}
.qc-chart svg{transform-origin:bottom}
.qs0{stop-color:var(--accent);stop-opacity:.30}
.qs1{stop-color:var(--accent);stop-opacity:.02}
.qc-area{fill:url(#qcFill)}
.qc-line{fill:none;stroke:var(--accent);stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.qc-paid{fill:var(--track);stroke:none;opacity:.9}
.qc-dot{fill:var(--accent);stroke:var(--surface);stroke-width:2.5}
.qc-x{display:flex;justify-content:space-between;align-items:center;gap:10px;
  margin-top:10px;font-size:11px;color:var(--text-mute)}
.qc-lg{display:flex;align-items:center;gap:6px}
.qc-lg i{width:9px;height:9px;border-radius:2px;display:inline-block}
.qc-lg .sw-paid{background:var(--track)}
.qc-lg .sw-tot{background:var(--accent);margin-left:6px}
@media (prefers-reduced-motion:reduce){ .qc-chart svg{animation:none} }
@media(max-width:560px){ .qc-lg{display:none} }

/* ===== artikel-reader ===== */
.reader{position:fixed;inset:0;z-index:200;display:flex;justify-content:center;align-items:flex-end}
.reader[hidden]{display:none}
.reader-bg{position:absolute;inset:0;background:rgba(8,17,30,.55);backdrop-filter:blur(6px);
  -webkit-backdrop-filter:blur(6px);opacity:0;transition:opacity .3s ease}
.reader.on .reader-bg{opacity:1}
.reader-panel{position:relative;width:min(760px,100%);max-height:92vh;background:var(--surface);
  border:1px solid var(--border);border-bottom:none;border-radius:22px 22px 0 0;
  display:flex;flex-direction:column;overflow:hidden;
  transform:translateY(28px);opacity:0;transition:transform .38s cubic-bezier(.22,.61,.36,1),opacity .28s ease}
.reader.on .reader-panel{transform:none;opacity:1}
.reader-prog{position:absolute;top:0;left:0;right:0;height:3px;background:var(--track);z-index:2}
.reader-prog i{display:block;height:100%;width:0;background:var(--accent);transition:width .1s linear}
.reader-close{position:absolute;top:14px;right:14px;z-index:3;width:38px;height:38px;border-radius:50%;
  border:1px solid var(--border);background:var(--surface);color:var(--text-soft);font-size:22px;line-height:1;
  cursor:pointer;transition:color .15s,border-color .15s,transform .15s}
.reader-close:hover{color:var(--accent);border-color:var(--accent);transform:rotate(90deg)}
.reader-scroll{overflow-y:auto;-webkit-overflow-scrolling:touch}
.reader-inner{padding:38px 40px 40px;max-width:66ch}
.reader-meta{display:flex;gap:10px;align-items:center;font-size:11.5px;color:var(--text-mute)}
.reader-meta .cat{color:var(--accent)}
.reader-inner h2{font-size:clamp(24px,3.4vw,32px);line-height:1.18;letter-spacing:-.02em;margin-top:10px}
.reader-lead{font-size:16px;color:var(--text-soft);margin-top:12px;line-height:1.6}
.reader-body{margin-top:24px;font-size:14.5px;line-height:1.72;color:var(--text)}
.reader-body h4{font-size:15.5px;margin-top:26px;letter-spacing:-.01em}
.reader-body p{margin-top:12px;color:var(--text-soft)}
.reader-body p b,.reader-body li b{color:var(--text);font-weight:600}
.reader-body ul{margin-top:12px;padding-left:20px;color:var(--text-soft)}
.reader-body li{margin-top:7px}
.reader-cta{margin-top:34px;padding:20px 22px;border:1px solid var(--border);border-radius:16px;
  background:var(--surface-2);display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.rc-txt{flex:1;min-width:200px;font-size:13.5px;color:var(--text-soft)}
@media(max-width:640px){
  .reader-inner{padding:30px 22px 32px}
  .reader-panel{max-height:94vh;border-radius:18px 18px 0 0}
}
@media (prefers-reduced-motion:reduce){
  .reader-bg,.reader-panel{transition:none}
  .reader-close:hover{transform:none}
}

/* ===== hero: gestaffelter auftritt ===== */
@keyframes heroIn{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.hero-home>.eye{animation:heroIn .6s cubic-bezier(.22,.61,.36,1) .05s both}
.hero-home>h1{animation:heroIn .6s cubic-bezier(.22,.61,.36,1) .14s both}
.hero-home>p{animation:heroIn .6s cubic-bezier(.22,.61,.36,1) .24s both}
.hero-home>.hero-cta{animation:heroIn .6s cubic-bezier(.22,.61,.36,1) .34s both}
.hero-home>.hero-trust{animation:heroIn .6s cubic-bezier(.22,.61,.36,1) .44s both}

/* ===== kennzahlen-ticker ===== */
.ticker{margin-top:26px;border-block:1px solid var(--border);background:var(--surface-2);
  overflow:hidden;position:relative;
  -webkit-mask-image:linear-gradient(to right,transparent,#000 6%,#000 94%,transparent);
          mask-image:linear-gradient(to right,transparent,#000 6%,#000 94%,transparent)}
.ticker-track{display:flex;gap:34px;width:max-content;padding:11px 0;
  animation:tickRoll 46s linear infinite}
.ticker:hover .ticker-track{animation-play-state:paused}
@keyframes tickRoll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.ti{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;color:var(--text-soft);white-space:nowrap}
.ti b{color:var(--text);font-variant-numeric:tabular-nums;font-weight:600}
.ti::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--accent);flex:none}
@media (prefers-reduced-motion:reduce){ .ticker-track{animation:none} }

/* ===== kacheln: schein folgt dem mauszeiger ===== */
.tile{position:relative}
.tile>*{position:relative;z-index:1}
@media (hover:hover){
  .tile.calc-card::after,.tile.art::after{content:"";position:absolute;inset:0;z-index:0;
    border-radius:inherit;pointer-events:none;opacity:0;transition:opacity .28s ease;
    background:radial-gradient(190px circle at var(--mx,50%) var(--my,50%),var(--accent-soft),transparent 68%)}
  .tile.calc-card:hover::after,.tile.art:hover::after{opacity:1}
}

/* ===== weicherer seitenwechsel ===== */
@keyframes pageIn{from{opacity:0;transform:translateY(12px) scale(.994)}to{opacity:1;transform:none}}
.page.active{animation:pageIn .42s cubic-bezier(.22,.61,.36,1)}
@media (prefers-reduced-motion:reduce){ .page.active{animation:none} .hero-home>*{animation:none!important} }

/* Häufige Fragen (statisch, ohne JS lesbar → crawlbar; stützt FAQPage-Schema) */
#faq .eye{color:var(--accent);font-size:12.5px;letter-spacing:.03em}
#faq h2{font-size:clamp(22px,3vw,30px);margin:6px 0 18px;letter-spacing:-.01em}
.faq-list{display:grid;gap:10px}
.faq-item{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);overflow:hidden}
.faq-item summary{list-style:none;cursor:pointer;padding:16px 18px;font-size:15px;font-weight:500;color:var(--text);display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";flex:0 0 auto;color:var(--accent);font-size:20px;line-height:1;transition:transform .2s ease}
.faq-item[open] summary::after{transform:rotate(45deg)}
.faq-item summary:hover{color:var(--accent)}
.faq-a{padding:0 18px 16px;color:var(--text-soft);font-size:13.5px;line-height:1.6}
.faq-a p{margin:0}

/* Conversion-Abschluss: klarer nächster Schritt (Kachel reiht sich ins Reveal ein) */
.cta-band__inner{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap;padding:30px 32px;border:1px solid var(--border);border-radius:calc(var(--radius) + 6px);background:var(--surface);box-shadow:0 1px 3px rgba(14,30,51,.05);position:relative;overflow:hidden}
.cta-band__inner::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--accent)}
.cta-band__inner>div:first-child{max-width:46ch}
.cta-band .eye{font-size:12.5px;color:var(--accent);letter-spacing:.03em}
.cta-band h2{font-size:clamp(21px,2.6vw,29px);margin:7px 0 8px;letter-spacing:-.01em}
.cta-band p{color:var(--text-soft);font-size:14px;line-height:1.55;margin:0}
.cta-band__actions{display:flex;gap:10px;flex-wrap:wrap;flex:0 0 auto}
.cta-band__actions .btn-primary{transition:background .15s,transform .15s,box-shadow .15s}
.cta-band__actions .btn-primary:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(229,57,43,.26)}
.cta-band__trust{margin-top:12px;text-align:center;color:var(--text-mute);font-size:12px}
@media(max-width:640px){.cta-band__inner{padding:24px 20px}.cta-band__actions{width:100%}.cta-band__actions .btn{flex:1;min-width:0}}

/* Hero-Feinschliff: die drei Schritt-Karten kaskadieren sanft nach dem Hero ein
   (gleiche Kurve/Fill wie die Hero-Zeilen; bei reduced-motion global deaktiviert) */
.clarity-path a{animation:heroIn .6s cubic-bezier(.22,.61,.36,1) both}
.clarity-path a:nth-child(1){animation-delay:.50s}
.clarity-path a:nth-child(2){animation-delay:.60s}
.clarity-path a:nth-child(3){animation-delay:.70s}